CLARKSVILLE, Tenn. (AP) -- The U.S. Department of Agriculture is holding a meeting in Clarksville for people who are interested in learning more about the agency's federal rural development home loan programs.

A homeownership specialist will be at the USDA Farm Service Agency at 2543 Madison St. in Clarksville all day Tuesday.

Rural development home loans can be made without a down payment, and eligible applicants may qualify for financing up to 100 percent of the appraised value.

Loans are typically made for 33 years at a fixed interest rate. Eligibility is based on family income and varies by county. For example, a family of four living in Montgomery County with an adjusted income up to $43,000 may qualify. Staff members will help applicants calculate their adjusted household income and complete an application.